head to head
Neither is simply harder - they are hard in different places. Hearthstone demands more variance; Overwatch demands more execution.

Variance · Grand Arena
A digital card game balancing opponent reads against draw variance.

Execution · Grand Arena
Team hero shooter blending FPS mechanics with ability economy mind games.
Hearthstone leans Variance (Grand Arena); Overwatch leans Execution (Grand Arena).
Overwatch leans clearly harder on execution.
Hearthstone
Clicks only, no mechanical skill
Overwatch
Hero aim, movement, and ability timing
Overwatch leans a little harder on reads, though the gap is small.
Hearthstone
Human opponents bluff and adapt mid-match
Overwatch
Ult tracking, flanks, and baiting human teams
Hearthstone leans clearly harder on variance.
Hearthstone
Draw RNG and discover effects swing games
Overwatch
Minor spread and matchmaking noise
Hearthstone leans a little harder on optimization, though the gap is small.
Hearthstone
Deckbuilding, mulligans, and mana curves matter
Overwatch
Team comps, ult economy, and positioning theory
A matching score does not mean a matching test. Two games can both sit at 10 on execution and demand completely different things of you - which is why the reasoning above matters more than the number beside it.